At eight years old, Lucy is the fifth youngest child of the Loud family and the oldest of Lincoln's five younger sisters. Her most annoying habit is popping up and scaring people, a running gag in the series. Lucy attends school at Royal Woods Elementary.
Lucy is a gloomy, cynical, deadpan, and mysterious goth girl who is almost always seen with a stoic frown. She is interested in occultism, poetry, and the works of Gothic authors, like Edgar Allen Poe and H.P. Lovecraft. She has an uncanny ability to seemingly teleport to different places, which often spooks her siblings, especially Lincoln. Some of her siblings refer her as a "spooky" girl. She frequently uses words to describe her actions, such as saying the word "Sigh" instead of actually sighing. The reason for her gloomy and miserable persona is because she feels left out that nobody listens to her and everyone thinks she's weird (despite their obvious quirks).
Though typically rather gloomy, she is shown to be happy on several occasions. She squeals and giggles in "Heavy Meddle", along with her sisters, upon learning of Lincoln's romantic situation. Also in some other episodes she can be seen smiling from time to time (as opposed to her usual smirking), like in "It's a Loud, Loud, Loud, Loud, House", where she is joyfully celebrating the money finding with her other siblings, and in "In Tents Debate", where she is happy that she gets the option to go to "Aloha Beach". She is also shown to be rather compassionate, as she shows sympathy for Lincoln's dilemmas, and always shows her appreciation for his kindness.
In "Sleuth or Consequences", it is revealed that she was responsible for clogging the toilet with her book Princess Pony, stating that even she needs "a break from the darkness" once in a while. Despite her depressed and cold attitude, she looks to enjoy being with her siblings, and sometimes departs from darkness to have fun with them.
In "A Grave Mistake, Lucy was revealed to be determined and never gives up as she wanted to become the president of Morticians Club. After her actions causing the audiences disgusted at Ricky the Rooster's worst funeral, she becomes more acceptable and letting Haiku takes her place, along with her.
"Lucy Loud loves all things spooky and dark. She can usually be found reciting her moody poetry or sharing her morbid point of view. If you haven't seen Lucy in a while, don't worry... she has a knack of mysteriously appearing when you least expect it!"
Lucy has very pale skin and long black hair, with bangs long enough to cover her eyes. She's very thin, and a bit smaller than Lincoln. Lucy dresses in black and white, wears long striped arm sleeves and stockings, a black dress worn over a striped shirt, and black shoes.
Her nightwear is a white t-shirt and black-and-white striped pajama pants. Her swimwear consists of a striped swimming dress with black leggings.
In the alternate dimension where the sisters are boys, Lucy's counterpart is a male goth named Lars. Like Lucy, he shares the same room with Lynn but also shares with Lincoln (as Lincoln's original bedroom is still a closet), and instead of a bed, he sleeps in a coffin. Unlike Lucy, however, Lars is disrespectful towards Lincoln, obnoxious and aggressive, as shown when the latter accidentally scratches his coffin bed after getting a rude awakening.
Eight of Spades
In the minicomic Deuces Wild!, Lucy dons the superheroine alter ego of the Eight of Spades, who is also one of Ace Savvy's sidekicks. She uses a shovel with a spade-shaped head. In the comic, she is summoned by Savvy (played by Lincoln) alongside the rest of Savvy's deck (played by the rest of her sisters) to help him and One-Eyed Jack (played by Clyde) to defeat the gas monster. After they defeat it, they prepared to fight against a garbage monster.
The Eight of Spades made another appearance in the comic Lincoln wrote in "Pulp Friction". In this appearance, she dug a hole in which two thugs were thrown into by The Night Club's music.
Coincidentally, her alter-ego name also represents her age.
Lucy and Lynn are roommates with the biggest age gap, five years apart.
This is because they are the only roommates who are not consecutive children, respectively the seventh and the fifth, with Lincoln being the sixth.
According to Rita and Lynn Sr. in the episode, "The Crying Dame", the reason why Lucy's hair conceals her eyes is because they were uncomfortable with her staring at them mindlessly, and let her grow her hair out, under the assumption that she won't stare at them anymore. According to Lucy, she can still see perfectly fine through her hair, which petrifies her parents.
Before that, her parents said that she is the only Loud who did not cry often when she was a baby.
In the pilot and "Left in the Dark", her hair was shaped differently than it is in the series. She was also given black gloves in development, but they were removed in the final production.
Lucy's name comes from Chris Savino's wife's plans for names in case they had more daughters, but it was never used as they later had three sons.
A running gag of the series is that Lucy always appears suddenly, scaring her siblings or other people.
Lucy believes that broccoli has feelings.
Lincoln, Luna, Lynn, and once by Lola, sometimes refer to her as "spooky".
She scares Lincoln more often than her sisters.
As shown in "Left in the Dark" and "Changing the Baby", she can scare her sisters out of their wits just by saying "boo" to them. So far, she has done this to Leni, Lynn, and Lisa.
She sits in the vents to think for writing her poems.